(Recasts headline, adds details) SAO PAULO, Oct 28 (Reuters) - Brazilian lender Banco Bradesco SA reported higher-than-expected third-quarter recurring net income on Wednesday, despite a spike in loan-loss provisions amid the coronavirus pandemic. Brazil’s second largest private-sector lender posted net income of 5.031 billion reais ($894.56 million), roughly 15% above analysts’ consensus estimate according to Refinitiv, but down 23.1% from a year earlier.Bradesco set aside 5.588 billion reais for bad loans, up 67.5% from a year earlier, but down 37.1% from the previous quarter. That includes 2.6 billion reais in extraordinary provisions related to potential losses stemming from the coronavirus crisis. “The results shows the first signs of a return to normality,” Bradesco Chief Executive Octavio de Lazari said in a statement. As the bank gave grace periods of up to 180 days to help clients weather the economic crisis stemming from the coronavirus pandemic, its 90-day default ratio went down 0.7 of a percentage point to 2.3