State oil firm Abu Dhabi National Oil Company (ADNOC) signed a $3 billion loan agreement with the Japan Bank for International Cooperation (JBIC) and four other lenders, JBIC said in a statement on Thursday. JBIC is providing $2.1 billion and Sumitomo Mitsui Banking Corporation (SMBC) (8316.T), the Tokyo branch of HSBC (HSBA.L), Mizuho (8411.T) and MUFG (8306.T) are providing the rest, the statement said.