AMSTERDAM, Dec 24 (Reuters) - The Netherlands" top competition regulator said Apple Inc broke competition laws and ordered changes to the iPhone maker"s App Store payment policies, according to decision unsealed on Friday. The company faces a fine of up to 50 million euros ($56.6 million) if it fails to comply. It was given until Jan. 15 to implement changes, a statement by Dutch regulator ACM said. ($1 = 0.8835 euros)