RIYADH: Osama Al-Raee has been the co-founder and CEO of Riyadh-based fintech firm Lendo since July 2019. Lendo offers instant invoice financing to small and medium enterprises (SMEs) through its Shariah-compliant lending platform. The offering helps SMEs manage their immediate cash flow. Lendo offers loans by connecting SMEs with investors in its marketplace. He is also the co-founder and adviser at Salasa since May 2016. Furthermore, Al-Raee was the executive manager of Misk Innovation from February 2017 till June 2020. He was also an associate at McKinsey & Company from 2016 till 2017. In addition, he was a senior product manager at Amazon in 2015 in Greater Seattle Area. Among the positions that he held were data strategist at National Net Ventures, N2V, in Riyadh, consultant at Booz & Company in Dubai and IT consultant at Ernst & Young. Osama studied at Stanford University in Venture Capital Unlocked Program and Duke University where he earned an MBA. Invoice financing is a popular short-term borrowing tool for businesses in different markets around the world.