Kingdom"s Vision 2030 reform plan aims to raise the proportion of residential ownership to 70 percent RIYADH: A total of 34,891 families benefited from subsidized mortgage loans through the Sakani self-construction program during the first half of this year. Run by the Ministry of Municipal, Rural Affairs, and Housing and the Real Estate Development Fund (REDF), Sakani offers Saudis access to land and residential housing via financing solutions to help first-time homebuyers. The Vision 2030 reform plan aims to raise the proportion of residential ownership in the Kingdom to 70 percent. Sakani provided various residential products and financial solutions for 111,568 families in the first six months of the year, including 87,896 families that have already moved into new homes and its website and app are designed to simplify and speed up the purchasing process for readymade, off-plan, self-construction, and land products. To qualify for a subsidized loan for self-construction, applicants must be entitled to residential support, own a residential land plot and have a valid building permit, have a fixed income, and must not have previously claimed housing support. Details are available at https://sakani.housing.sa/product/SC. The scheme also provides an engineering design service with a range of high-quality, competitively priced options in partnership with experienced engineering offices. More than 36 distinctive and modern self-construction designs are available along with an approved contractor service. The REDF offers more than 43 e-services for citizens as well as a real-estate adviser app and its online team provides around-the-clock support for those seeking subsidized funding. Beneficiaries can call 199088 or contact the REDF on social media for information on housing and financial solutions, programs, and initiatives.